Ripple Integrates RLUSD Stablecoin into Cross-Border Payment System

Ripple has officially integrated the RLUSD stablecoin into the company's Ripple Payments cross-border payment platform.


In an announcement on April 3rd, financial technology company Ripple (XRP) confirmed the official integration of the RLUSD stablecoin into the Ripple Payments cross-border payment system, which serves numerous businesses and financial organizations globally.

Several strategic partners, such as BKK Forex and iSend, have begun using RLUSD in real transactions to optimize cross-border treasury management – one of the most complex challenges in global finance. Ripple stated:

"RLUSD has now been integrated into the official payment flow and is being implemented by select customers. We will continue to expand its application in the near future."
According to Ripple, the company also plans to open access to RLUSD for all customers on the payment platform, rather than limiting it to the initial partner group.

In a statement to the press, Ripple’s Senior Vice President of Stablecoin Operations, Jack McDonald, said:

"The growth rate of RLUSD is surpassing all internal forecasts, with demand coming from various segments of the financial industry."
In addition to payments, RLUSD has also been used as collateral in both the crypto and traditional finance markets. Ripple also revealed that it is collaborating with non-governmental organizations (NGOs) to test the stablecoin in humanitarian aid distribution programs, with the goal of increasing transparency and payment efficiency.

RLUSD is a USD-pegged stablecoin, backed by short-term U.S. Treasury bonds, and has been licensed by the New York State Department of Financial Services (NYDFS). This is one of the most stringent financial regulatory bodies in the U.S., giving RLUSD a legal advantage from the outset.

Since its launch in December 2024, RLUSD has reached a market capitalization of $244 million, an 87% increase in the past month, with monthly trading volume exceeding $860 million.


At the same time, RLUSD has also been listed on several major exchanges, including LMAX Digital, Bitstamp, and most recently, Kraken.


Ripple’s move comes at a time when the global stablecoin market is "heating up" again. On April 3rd, the U.S. Congress is preparing to vote on the federal stablecoin bill, which is expected to create the first comprehensive legal framework for the stablecoin sector in the U.S.

Additionally, World Liberty Financial has recently confirmed the issuance of the USD1 stablecoin, with the ambition to serve the decentralized financial ecosystem linked to the U.S. government.

On Ripple's side, its four-year legal battle with the U.S. Securities and Exchange Commission (SEC) is nearing its end, with the blockchain company gaining an upper hand after CEO Brad Garlinghouse announced that the SEC was dropping its lawsuit against Ripple.

In the latest development, the SEC has agreed to return $75 million of the $125 million fine Ripple was previously ordered to pay last year. This decision was made just a week after the SEC announced it was withdrawing part of its appeal against Judge Torres' ruling that the sale of XRP on exchanges does not constitute a securities violation, in contrast to direct sales to institutional investors, which were considered violations.

Despite the positive news for Ripple, XRP’s price has not seen much improvement, even dropping by 1.9% in the past 24 hours. This correction is largely due to market caution following President Donald Trump’s announcement of new tariffs targeting multiple countries, which caused significant volatility in the global financial markets.



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