With the Trump administration fostering a more crypto-friendly environment, the XRP community is closely watching how the SEC will handle Ripple’s prolonged lawsuit. Some believe the case is nearing its conclusion, while others think a resolution is still far off.
Could the SEC and Ripple Settle the Case Privately?
Crypto legal expert Jeremy Hogan has made a bold prediction: the SEC and Ripple could reach a private settlement. If this happens, there would be no courtroom battle, no appeals, and no further delays—just the long-awaited regulatory clarity for Ripple and XRP. This could be a game-changer, making it easier for banks and financial institutions to adopt XRP without legal concerns.
Jeremy Hogan just dropped a bombshell on $XRP 🔥
— X Finance Bull (@Xfinancebull) March 14, 2025
A private settlement with the SEC could end the lawsuit without a court battle.
No appeals. No delays. Just clarity.
If this happens, Ripple moves forward, institutions get the green light, and XRP enters a new era.
Meanwhile,… pic.twitter.com/pdKWuilhcZ
Crypto analyst X Finance Bull supports Hogan’s view, stating that once the lawsuit is settled, XRP’s true value will finally be unlocked. He pointed out that XRP has outperformed Bitcoin and Ethereum in key areas. If regulatory clarity comes soon, he believes XRP could see a massive price surge.
His Advice for XRP Holders? Be Patient – The Rewards Could Be Huge.
Not Everyone Is Convinced
Not everyone agrees that a settlement is imminent. Crypto commentator Steven Hausser claims that no major changes will occur until former SEC Commissioner Paul Atkins joins discussions in May or June. He believes regulatory clarity must come first before XRP can truly take off.
However, Hausser remains optimistic about XRP’s future. He predicts a price surge in spring and summer, more growth in the fall, and a potential rise to $6–$8 by 2026. X Finance Bull agrees, stating that patient XRP holders will benefit the most once regulations are in place.
Is XRP a Commodity? SEC Could Make a Decision Soon
In another development, the SEC is reportedly considering classifying XRP as a commodity. Crypto journalist Eleanor Terrett, citing anonymous sources, claims the lawsuit is nearing its conclusion.
The lawsuit began in 2020, and in 2023, Judge Analisa Torres ruled that Ripple’s open-market sales of XRP were not securities, contradicting the SEC’s claim. However, she agreed with the SEC that Ripple’s direct sales to institutional investors were securities.
Ripple’s legal team is still fighting to reduce a $125 million fine, causing further delays. Meanwhile, Fox Business reporter Charles Gasparino confirms that the SEC is actively discussing XRP’s status.
SCOOP: Off of @EleanorTerrett's scoop from yesterday on the @Ripple - @SECGov settlement negotiations, one issue that is being weighed by the commission is whether $XRP continues to trade and have a utility that makes it more a commodity and not a security. I am told the…
— Charles Gasparino (@CGasparino) March 13, 2025
What Happens Next?
If XRP is officially labeled as a commodity, it could pave the way for broader adoption and ultimately put an end to legal disputes. With the SEC dropping other crypto lawsuits and the Trump administration pushing for more crypto-friendly regulations, the timing couldn’t be more exciting.
Currently, XRP is trading at $2.24, down 14% this week. However, if a breakthrough occurs, the token could experience a massive price surge.